Terms of use for the Finvictum.com website

Capitalised terms used in this disclaimer have the following meaning

- Finvictum' means Finvictum BV.
- Website' means www.Finvictum.com and all pages thereof.
- Content' means all content, data and/or information on the Website made available to you via the Website, including, without limitation, all text, images, videos, guides, software, materials and the secure part of the Website, which can only be accessed if you register as a user.
- You" means a client/participant of Finvictum and/or any user of the Website.
- All times stated on the Finvictum Website are Central European Time unless otherwise stated.

About the information and data You find on www.Finvictum.com

The content provided on this website

- is for information purposes only;
- does not replace any content we may send you in connection with the use of Finvictum's services;
- is not an offer to enter into a contract with you;
- does not replace or form part of any contract we may have with you unless we say so in our contract;
- If any content on the website is inconsistent with a Finvictum standard form or a contract you have entered into with Finvictum, the relevant form or contract will prevail, unless we have expressly set out different rules in such form or contract.

Links to other sites

We may provide links to sites operated or offered by third parties. We provide such links solely as a convenience to you.


- has no responsibility or liability for the content of any of the sites linked to our website;
- does not endorse or recommend any third party or any of the products and/or services offered on such sites;
- shall have no liability to you or any responsibility whatsoever for the failure of any connection or communication service to provide or maintain your access to this Website or for any interruption or disruption of such access or for any erroneous communication between Finvictum and you, whether the connection or communication service is provided by us or a third party service provider;
- will not be liable to you for the correctness, quality, accuracy, timeliness, reliability, performance, continuous availability, completeness or for any delays, omissions or interruptions in the delivery of the content on this Website;
and - If access to this website is unavailable, delayed or limited, or if this website does not operate quickly and efficiently, you may, for example, not be able to retrieve information in a timely manner, or if your business is dependent on such communication with Finvictum and such communication is disrupted or delayed, you may suffer losses. Finvictum will not be liable for such losses as mentioned above.

The use of our website, content and access rights

You may store, display, analyse, modify, reformat and print the content made available to you from the Website only for your own non-commercial use.

You are responsible for compliance with the laws of the jurisdiction from which you access the Website. You agree not to access or use the Content or the Website in violation of any such laws. Except as expressly provided herein, any information you submit through this Site will be considered non-confidential and non-proprietary. You represent that you have the legal right to submit such information and agree that you will not submit any information unless you have the legal right to do so. Some parts of this website may only be accessed and used if you register as a user and require a login and password.

You are not allowed to

- Use the secure parts of the Website without prior authorisation from Finvictum, including but not limited to accessing the systems operated by Finvictum;
- misuse logins or passwords, for example by giving your login/password to another person or by using another person's login/password;
- Misuse content posted on this website;
- publish, transmit or otherwise reproduce the Website or any of its content in whole or in part in any format or make any part of the Website or any of its content available to any third party unless we have given you our prior written consent or permitted you to do so in a contract;
- alter, obscure or remove any copyright, trademark or other proprietary notices or labels displayed or provided to you on the Content or through the Website; or
- automatically retrieve, scan and/or copy any of the Content, unless we have expressly permitted you to do so in a contract.

Finvictum's reserved rights

All content on this Site is protected by intellectual property and/or other proprietary rights. You do not acquire any right, title or interest in or to the Site or any of the Content made available through the Site unless we expressly grant you this right in a contract.
We reserve the right, in our sole discretion, to immediately block any automated retrieval, scanning and/or copying of the content available on our website without prior notice to you.
Your use of this website may be monitored by us and the resulting information may be used by us for internal business purposes.
We make no warranty, express or implied, to you regarding the security of the Website, including the ability of unauthorised persons to intercept or access information transmitted by you through the Website or any service on the Website.

Finvictum's warranties and representations
To the fullest extent permitted by law, we exclude all conditions, guarantees, warranties and/or representations of any kind with respect to your use of our content and website, including but not limited to any implied conditions or warranties, non-infringement of third party rights, freedom from viruses or other harmful code, or fitness for a particular purpose. In no event will Finvictum be liable to you for any direct, indirect, incidental, special, exemplary, consequential and/or other damages (including, but not limited to, lost profits, business interruption, loss of programs or data), regardless of the form of action and whether in contract, tort, negligence, strict liability or otherwise, arising out of or in connection with this website or any other content accessed through this website or any website service linked to it, or any copying, display or use thereof.

• We have no responsibility to:

- maintain the content provided on this website;
- The availability of the content is subject to change without notice;
- You are responsible for obtaining and maintaining all telephone, network, telecommunications lines and connections, computer hardware, software and/or other equipment necessary to access and use this Website;
- access to this Website may from time to time be unavailable, delayed, restricted or slowed down due to, among other things
- hardware or system failures, including, but not limited to, failures of computers (including your own computer), servers, networks, telecommunications lines and connections, and other electronic and mechanical equipment;
- software failures, including but not limited to bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programmes, illegible codes or irregularities within certain documents or other content;
- unforeseen causes or events beyond our reasonable control, including but not limited to severe weather, earthquakes, war, insurrection, riot, strike or work stoppage, terrorism, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown or natural disaster; or
- Interruption (whether partial or total) of power supply or other services;
- governmental or regulatory restrictions, foreign exchange regulations, court or tribunal orders or other human intervention

Our liability for e-mail and other information forwarding services

Finvictum accepts no liability whatsoever for the provision of Finvictum Information forwarded to you by e-mail or other circumstances related to this facility, including without limitation

- misuse of the password,
- interception or alteration of the Finvictum Information,
- revocation of the password,
- the timeliness, accuracy, completeness or correctness of the Finvictum Information provided to you, or
- any failure by you to receive any form of communication from Finvictum due to technical problems relating to e-mail transmission or due to any failure of any third party.

You acknowledge and agree that this information may be of a confidential nature and you expressly authorise Finvictum to make this information available to you in the context of the facilities offered via e-mail.

Unless otherwise stated in the contractual documentation, Finvictum:

- is not obliged to provide you with any form of report via e-mail, and
- is entitled to discontinue the e-mail facilities at any time as determined in its sole discretion with immediate effect without notice or otherwise; and
- does not undertake to provide such information within any specified time.

Email Disclaimer

All e-mails sent by us, including any attachments, are confidential. They may contain information that is privileged by law.

If you:

- are not the intended recipient, you should not read, copy, distribute, disclose or otherwise use this information.
- have received a message in error, please notify us immediately. Please then delete it from your system.

- cannot guarantee the integrity and security of email messages as they may be corrupted or altered by unauthorised parties. We do not accept any liability for this.
- We reserve the right to retain email messages on our systems. Subject to applicable law, we may monitor and intercept email messages to and from our systems.